Client Testimonials

We purchased a home with Mimi almost a 1 year ago and it was the best experience. We can not show our appreciation enough!!! 2 years before meeting Mimi and Ana, we met with a realtor & mortgage lender that left us with no direction and no confidence in buying a home anytime soon. However, the moment we sat down with Mimi she helped us understand so much with our budget, how to tackle our debt and everything a first time home buyer should understand. It was very clear she was motivated in helping us. Once we found our home she worked very hard to get us the best loan. For a moment, we almost did not qualify for the better first time home buyer program, but she worked hard and was able to get it for us!! We were very grateful for her phenomenal efforts and unmatched skills. 10/10 and will always recommend!!!!!!

A Dream Team That Made the Impossible Possible Buying a home is never easy—especially when you're facing serious financial challenges. I was honestly unsure if I could make it work, but thanks to Mimi, my incredible loan officer, and Ana, my phenomenal realtor, I’m now a proud homeowner! Mimi went above and beyond to explore every possible option to help me secure financing. She never gave up on me, even when things looked bleak. Her knowledge, patience, and dedication were truly unmatched. She found solutions I didn’t even know existed and made what felt impossible... possible. Ana, on the other hand, was a fierce advocate on the real estate side. She fought to get me a seller credit that made a huge difference financially. Her expertise, negotiation skills, and genuine care for my situation made all the difference in this journey. Working with both of them felt like nothing short of a miracle. Their teamwork, professionalism, and heart are the reason I’m writing this from my own home. I will forever be grateful to both Mimi and Ana. If you get the chance to work with them—do it. You won’t find a better team.

I can’t speak highly enough about Mimi. From the beginning it was very clear that she had our best interest in mind. We did our first consultation late November 2024 and Mimi walked us through understanding and getting our finances in a place to be ready to purchase. We left with goals and a plan and started looking for homes early March 2025. Closed mid-April. It always felt like we were the priority. She was quickly responsive, helpful, and clear. We never felt pressured, rushed, or unprepared. My husband and I thought we were years away from being able to own a home, and Mimi and Ana truly made our dream come true. We can’t imagine having gone through the intimidating process of obtaining a first time home loan with someone other than Mimi, and we can’t wait for our next!

I recently bought my home and Mimi and realtor Ana were both amazing.!! My experience with Mimi was wonderful.! She made it all feel easy, stress free and over all and exciting experience buying my first home. She was always available to speak with and made me feel really comfortable asking any and all the questions I had. I am forever grateful and blessed to have had them both in this journey.! Thank you Mimi.!

Working with Mimi and realtor Ana has been nothing but a dream. Everyone’s experience is very different but the ladies helped me close under 21 days. That just goes to show the level of commitment and dedication. Mimi helped me get the best rate that she could especially in this market. Thank you ladies for treating me like family and helping me achieve one of my biggest goals in life at 24 years of age. Without a doubt for my next purchase I know who to work with.

Mimi was amazing to work with! So personable and knowledgeable. Always there if we had questions or concerns. Listened to all our needs. Went above and beyond when things came up. Explained and showed us everything the entire process! I highly recommend Mimi she met our expectations and more!

Wow, what can I say? If there was 10 stars I would give Mimi 10 stars. She was absolutely very professional and very helpful and easy to work with if you want great customer service and fast results. I would definitely recommend Mimi to help you with any home loans or purchase. Thank you Mimi for your great efforts and time.

Mimi is awesome! She did everything in her power to help us purchase our first home. She made us feel very informed and comfortable throughout the entire process. We had many hurdles throughout the process but with each one Mimi found a way! I’m forever thankful.

If you're looking for a mortgage lender who performs miracles, look no further than Mimi! We faced significant hurdles and honestly believed securing a mortgage was an impossible dream. However, Mimi's dedication, expertise, and sheer determination truly set her apart. She worked tirelessly, went above and beyond the call of duty, and ultimately helped us achieve what we thought was unattainable. We are incredibly thankful for Mimi's extraordinary efforts!

Mimi was easy to work with. Right off the bat she gave a clear and concise plan for what would work for us. She found options and provided clear guidance. We had struggled with other mortgage lenders just getting the right direction and Mimi was a lifesaver providing her expertise and experience in such a short period of time. We could not have done it without her assistance!

Mimi he is one of the best loan officers in Sacramento very knowledge very professional treated me with dignity and respect sticks to her words and meets deadlines so if you want a refinance or a loan to be done on time I highly recommend her for any loan or refinance needs she is like an angel sent from heaven to help the greater Sacramento Community God bless her business Sincerely Customer for life Dennis.r

Mimi worked with us and made it possible for my husband and I to purchase our first home! I really didn’t think we were going to get approved for a home loan, but after my initial conversation with Mimi, we were very hopeful! She is so optimistic, driven and determined to help you get approved! She answered all of our questions, she made sure we understood every single thing, and she made the process a lot easier than I thought! Mimi came in highly recommended to me and I understand why! Now, I am highly recommending her, especially if you feel like you’re not in the position to get approved- Mimi is your girl!

It has been an absolute pleasure working with Mimi. I highly recommend everyone to utilize their free buyers consultation. It was very thorough. The ladies were very knowledgeable and personably. We are first time buyers and we had absolutely no intentions of buying so soon, thinking we weren’t ready. But after leaving our consultation, we were assured that it was possible and immediately started looking. The entire process has been very easy. The ladies were nothing but attentive. Worked with us every step of the way and answered every question promptly. I would recommend them to anyone!

Mimi was phenomenal. It was our first time ever going through this process and she walked us through every step of the way. She was on top of every deadline answered my calls or texts whenever I was confused or unsure about something. All while being pregnant and having a newborn. I would recommend her to anyone and if I ever go through this process again I will definitely work with her again.

Working with Mimi was a dream! Going through the loan process when buying a home can be stressful. Not with Mimi! She is so knowledgeable, efficient and caring. Not only did she work hard for us to get the loan that was best for us, she made sure that we understood everything! And getting through the loan process seemed almost effortless! Between Mimi and my realtor Ana, I felt spoiled because I was so well taken care of! You can’t go wrong with having Mimi on your side.

Mimi is amazing! She is so fast to get things done. Anytime I had questions I would text her or call and she would always respond right away. You can trust in Mimi that she can get the paperwork done quickly. It was such a smooth process. If your not using Mimi as your loan officer you are missing out.

I just wanna say it was a pleasure working with Mimi. She is so kind sweet & overall a people pleaser. When she says she will do something she is going to do it . Mimi helped me in so many ways she arranged all appraisals, helped with preapprovals and made loan requirement’s& docs so easy for us to understand . Mimi definitely has her way with numbers she will make sure she gets the lowest payment possible & also making sure the deal is a deal . At the end of my deal Mimi made it to where we recieve our Good Faith Deposit & appraisal fees back it was over $3700 & we put little to no money down & saved so much money on closing cost etc . So glad I worked with her . She closes very quickly if you in a hurry and need a loan officer please choose Mimi you will not be disappointed

Mimi was such a blessing to us. Our homebuying journey was made easy because she was so knowledgeable and professional. She was very responsive when we have questions or concerns throughout the entire process. She made sure to explain all steps and expectations. She provided options that led us to make important decisions. Buying a home is probably the most important purchase one will have to do in a lifetime and we are very thankful we trusted her. If we will be given the opportunity to buy another home, we will definitely do it again with her by our side.

The experience was great and moved along very well, Mimi is very communicative and knowledgeable with all loan needs. Thanks for all your help. Lopez ~Family.

I had the pleasure of having Mimi as my loan officer during my first home/investment buying process and I couldn’t have been happier with her service. She is very knowledgeable in her area of expertise and always is happy to answer questions when I needed clarification. I have heard many horror stories from friends and family about the loan process as far as being blindsided by extra paperwork, or hidden fees and I am happy to report I didn’t have any of those problems working with Mimi. She always kept me informed of where we are in the process and what is expected to come so I could prepare. It was completely seamless and I can’t wait to work with her in the future when I buy another investment property.

If I could, I’d hug her! She really has your back through the entire process. Goes way above and beyond the call of duty. Her professionalism and acumen is unmatched. If you’re shopping for loan officers, don’t hesitate locking her in. Definitely our go-to going forward. Google doesn’t have enough stars but she’s deserves 10+!

I recently had the pleasure of working with Mimi, and I am delighted to provide a glowing review of the outstanding service and professionalism she showed throughout the entire mortgage process. Her proactive communication and timely updates kept me well-informed at every stage, instilling a sense of confidence and trust in her abilities. Mimi consistently displayed exceptional customer service throughout the process. She promptly responded to my inquiries, addressing any concerns with empathy and professionalism. Mimi was always available to provide guidance and support. I wholeheartedly recommend Mimi to anyone seeking a mortgage, confident in her ability to deliver outstanding results

I was so nervous that being a first time homebuyer the process would take time and I would have to go through many challenges to get a loan but Mimi made the process very easy, organized, and always took the time to answer any doubts or questions. She is very professional and very educated in her profession. She made me and my family’s dream come true. Thank you Mimi

Mimi incredible to work with. She was very honest, knowledgeable, and helped us lock in Dream for all as first time home buyers in an aggressive market. Everything was smooth and went very fast! We locked in an amazing house within two weeks. She recommended an amazing real estate agent to us, and out of the eight CalHFA lenders we contacted, Mimi was by far the most responsive and on top of things. She helped us close on our dream home in one of the most competitive markets (San Diego), and because of how fast she moved, we were one of the lucky few who qualified for the CalHFA dream act funds! She were there for us every hour of the day, we never had to wait on them, Mimi managed the other parties and workflows so things went very smoothly, and they eased a lot of our worries as first time home buyers. We couldn’t recommend Mimi enough — we will be referring our friends as well. Thank you for looking out for us every step of the way and helping us buy our dream home!

Mimi is amazing! She is super responsive, she knows what she's doing and she gets loans closed in record time. As a realtor whose been in the real estate industry in Southern California for over 10 years, I've dealt with dozens of lenders, and Mimi is among only a handful that I trust my clients with - and she is the ONLY one I will refer my clients to who are interested in accessing down payment assistance through the CalHFA programs. If you're a realtor looking for a lender who knows how to navigate and actually CLOSE loans that use any of the CalHFA assistance programs you need to contact Mimi today.

Mimi was exactly what we would hope for in a loan officer. As a first time home-buyer, I was skeptical to trust anyone with my loan. Out of all the different lenders we spoke to, Mimi was the best at addressing our questions and any underlying concerns. Even throughout the underwriting process, Mimi was responsive and quick to help. Best decision we made! Thanks for everything Mimi!!