Mortgage Blog

Home Prices Are Not Falling Much, So Where Is Affordability Actually Improving in 2026?

April 7, 2026 | Posted by: NXTGEN HOME LOANS

A lot of buyers heading into 2026 hoped the housing market would finally feel easier. Inflation has cooled from its peak, the Federal Reserve is no longer in an aggressive rate-hiking cycle, and the ...

Zillow Says Buyers Just Gained $30K in Purchasing Power, Why That Matters to You

March 20, 2026 | Posted by: NXTGEN HOME LOANS

If you have been watching the housing market and wondering whether buying a home is finally getting a little easier, this headline may have caught your attention. Zillow says buyers just gained abou ...

March 18-2026 - Federal Reserve issues FOMC statement

March 18, 2026 | Posted by: NXTGEN HOME LOANS

Available indicators suggest that economic activity has been expanding at a ...

March Inflation Report and Mortgage Rates

March 9, 2026 | Posted by: NXTGEN HOME LOANS

If you are planning to buy a home, refinance, or simply watch the market more closely this spring, the March inflation report is one of the biggest dates on the calendar. That is because inflat ...

March 2026 Fed Meeting, Mortgage Rate Lock Guide

February 24, 2026 | Posted by: NXTGEN HOME LOANS

If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...

2026 Conforming Loan Limits, What It Means for You

February 10, 2026 | Posted by: NXTGEN HOME LOANS

2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...

Material Shortages Causing Housing Problems – Real Estate Market Update

January 23, 2026

Spring is here, and with it come the usual home buying season. If you're in real estate, it's about to get truly fascinating. There are likewise some distinct challenges you and your purchasers might ...

Decisions Regarding Monetary Policy Implementation issued April 28, 2021

January 16, 2026

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on April 28, 2021: • T ...

Benefits of Investing in Multi-Family Real Estate

January 9, 2026

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...

Home Selling Season is Around the Corner: Tips to Get Ready

January 2, 2026

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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