Mortgage Blog
We’re in the people business. We just happen to do mortgages.
March 2026 Fed Meeting, Mortgage Rate Lock Guide
February 24, 2026 | Posted by: NXTGEN HOME LOANS
If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...
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2026 Conforming Loan Limits, What It Means for You
February 10, 2026 | Posted by: NXTGEN HOME LOANS
2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...
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Material Shortages Causing Housing Problems – Real Estate Market Update
January 23, 2026
Spring is here, and with it come the usual home buying season. If you're in real estate, it's about to get truly fascinating. There are likewise some distinct challenges you and your purchasers might ...
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Decisions Regarding Monetary Policy Implementation issued April 28, 2021
January 16, 2026
The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on April 28, 2021: • T ...
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Benefits of Investing in Multi-Family Real Estate
January 9, 2026
What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...
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Home Selling Season is Around the Corner: Tips to Get Ready
January 2, 2026
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
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Should You Pay Off Your Mortgage Early?
December 19, 2025
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
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Real Estate 101: Essential Tips for First-Time Home Buyers
December 12, 2025
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage
December 5, 2025
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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Should You Refinance Your Mortgage?
November 28, 2025
There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...
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